Food and Recipes

Auto-Owners Car Insurance

Auto-Owners sells insurance for cars, ATVs and off-road vehicles, motorcycles, trailers, and boats. For those who enjoy exploring the nation in a motorhome, Auto-Owners sells motorhome and RV coverage. Optional add-ons include roadside assistance coverage, additional expense coverage, and lease or loan gap coverage. If you choose to purchase the Personal Automobile Plus Package from Auto-Owners, you will receive 10 other coverage add-ons including identity theft protection, re-keying locks and cell phone replacement. Auto-Owners also sells diminished value coverage. With this coverage, the full value of your car is protected even if you’re in an accident and the repairs depreciate the value of the vehicle.

Auto-Owners Insurance customers may be eligible for a few additional benefits, including “collision coverage advantage.” With this benefit, your collision deductible is waived if you’re in an accident with another vehicle insured by Auto-Owners Insurance. Another benefit is the common loss deductible. If you insure both your car and home with Auto-Owners and an event causes damage to both (such as a house fire), your deductible will be reduced by the amount of the personal property deductible, or your auto deductible will be waived if it is less than your personal property deductible.

Auto-Owners Car Insurance Discounts

Auto-Owners offers several discounts, especially for students. If you have a young driver who’s in school, look for Auto-Owners discounts for good students and students away at school. If you’re passionate about saving the environment, you can benefit from the green discount. Other discounts include.

Multi-policy discount: If you have other policies (such as a home insurance policy) with Auto-Owners, you can qualify for a discount on your auto policy.

Payment history discount: You can receive a discount if you paid your policy on time for the last 36 months.

Green discount: You’ll be eligible for this discount if you go paperless and pay your premium online.

Life multi-policy discount: You can receive this discount if you bundle a qualified life insurance policy with your auto policy.

Paid-in-full discount: You’ll be eligible for this discount if you pay your annual premium in full and on time.

Advance quote discount: This discount is for new customers who request a premium quote before the effective date of their policy.

Multi-car policies: You can get a discount if you insure two or more cars under the same policy.

Safety features discounts: If you have safety features installed in your car like airbags or anti-lock brakes, you could qualify for a discount.

Good student discount: Your good student might be eligible for up to a 20% discount if they maintain at least a “B” cumulative average.

Student away at school discount: If your student is attending a school 100 miles from your home and without a vehicle, you may qualify for a discount.

Teen driver monitoring discount: If your car has a permanently installed GPS, you may be eligible for this discount.

Geico Car Insurance:

Geico sells insurance for cars, motorcycles and classic cars. For those who enjoy a little more adventure, Geico also sells insurance for RVs, ATVs and boats. Optional coverage types for auto insurance includes emergency road service, rental reimbursement and mechanical breakdown insurance. If you’re concerned about a rate increase after an accident, Geico offers accident forgiveness insurance which you can pay to add to your policy or earn by maintaining a clean driving record. Geico will waive the first at-fault accident caused by an eligible driver listed on your policy.

For those who drive for rideshare companies such as Uber or Lyft, Geico offers rideshare insurance. This insurance fills in the coverage gap between your personal auto insurance policy and the commercial policy offered by a ride-sharing company. Geico also sells Mexico auto insurance if you plan to drive south of the border.

Geico Auto Insurance Discounts: Geico offers many discounts, especially for drivers who practice safe driving habits. If you’re in the military or are part of an emergency deployment, you could receive between 15% and 25% off your policy. And, if you’re a loyal customer, you can benefit from the multi-vehicle discount or the multiple policy discount. Other auto insurance discounts include.

Vehicle equipment discounts: Does your car have some of the latest safety features such as side airbags or full front-seat airbags, anti-lock brakes or an anti-theft system? If so, you could save up to 40% off the medical payments or personal injury portion of your policy.

Discounts for driving history and habits: If you have a good driving record and are accident-free for five years you can receive up to 26% off most coverages. Also, if you and your passengers wear seat belts, you can save up to 15% off the medical payments or personal injury protection portion of your policy.

Driving course discounts: If you complete a defensive driving course, you can save on your premium.

Drivers education discount: If you have a young driver on your policy who completes a driver’s education course, you may be eligible for discounts on most of your coverage types.

Good student discount: For drivers who are between age 16 and 24 and enrolled in school full-time, you might be able to receive a discount if they receive a B average.

Federal employee discount: Whether you’re an active or retired federal employee, you can receive up to 8% off of your auto insurance premium.

Membership and employee discounts: Geico has partnered with more than 500 alumni associations, fraternities and sororities, and professional organizations to offer discounts to its members.

Military discount: For those who are on active duty, retired from the military, or a member of the National Guard or Reserves, you might be eligible for a discount of up to 15% on your total car insurance premium.

A lot of useful article are available on our website "". Keep Visiting for new useful articles.

Add Comment

Click here to post a comment